Restructuring Advisory

Our Restructuring Advisory Business

Our Overview & Belief System

The team at Lotus provides investment advisory to real estate owners requiring loan restructuring and workout advisory with their existing lender.

The resulting impact of COVID-19 has started to create clashes between many borrowers and lenders on their existing financings, where discontent is growing between the fixed architecture of the loan documents and the harsh realities of today. Navigating the constantly shifting capital markets and uncertain economic climate is daunting, complex, and time consuming for any real estate owner. Our professional pedigree of being former lenders and loan structuring specialists provides us with the necessary market knowledge, structuring capabilities, and unmatched lending relationships needed to best advise our clients through their loan restructuring and workouts. Central to this tool-kit is an understanding of what makes lenders ‘tick’ including which set of circumstances and concessions best lands them to an amicable resolution.

At the same time, we embody our client’s needs and work closely with them to provide all the necessary advantages to help them achieve the best possible outcome in reaching their unique and desired objectives. Our confidence in finding optimal resolutions for our clients is borne of the belief that our reputation as trusted advisors, who understand and can navigate around both borrower and lender’s primal needs, is unassailable.

Experts in Loan Restructuring
Why Lotus?
  • Former Lenders & Loan Structuring Specialists
  • Maintain Unmatched Lending Relationships
  • Understand What Makes Lenders “Tick”
  • Moral Authority & Market Credibility
Negotiated Outcomes

Deed-In-Lieus

Discounted Payoffs/Recaps

Debt Subordination
(A/B Notes / "Hope Notes")

Forbearance Agreement

Loan Modification Expertise
Our Differentiators
Lotus
Analytical
Rigor
Fiduciary
Mindset
Innovative Entrepreneurial Thinking
Problem
Solving
Tested
Capital
Relationships
Overseen by
Lending
Veterans
  • 1A rigorous analytical process and a deep respect for the numbers that combined together are used as a baseline to drive unparalleled advice
  • 2We teach our team to adopt a principals mindset that safeguards our client’s interests at all times
  • 3We provide an entrepreneurial approach to solutions that relies on innovating and customized thinking
  • 4We take great pride in anticipating and averting the issues confronting our clients rather than simply resolving them after they materialize
  • 5We are able to leverage the strength of our personal relationships with decision makers at key and niche market players to help our clients succeed in their business
  • 6Our leadership is comprised of industry veterans who leverage the application of "real deal" experience adopted from successfully closing over $30 billion in deals